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Rates

Typically, you'll see published rates that look great from other mortgage companies.  I want you to know, though, that these are rates for one specific credit group and particular programs.  Even though it sounds like a cliche, I must tell you that there are hundreds of possible programs and rate matches, so your particular rate depends on your particular needs and credit.  I could legitimately put 5.25% in big bold letters and then add small print that shows only for specific people just to get you to call me - but that's not how I operate.  I want to tell you UP FRONT that you are unique and your program will be tailored to you - but I will tell you your program will be fair and competitive.  And, because I understand the mortgage business, if you do have a competitor quote, I can show you where they may be charging hidden or behind the scenes charges to get you a rate that appears to be great.

Anyway, all that said - go ahead and contact me and I'll work with you to match you to the right program.  If you don't like what you see, walk away - no hard feelings.  There's no obligation - I'm here to work with you.  I want you to be happy (that's how I get repeat business and referrals!).

Thank you,
Tait

 

Credit scores explained a bit - charts from Fair, Isaacs.

As you see below, scores range a great deal.  There is a direct correlation to low credit scores and delinquency on payments for credit.  So, the lower your FICO score, the greater risk you are to lenders.  (National Credit Consulting can help repair your credit if you need it as well - call 972.897.6700.  Ask for Sharae and tell her that Tait sent you.  She'll take good care of you!).

To get a lot more education on FICO scores, go to the official FICO website Credit Education center at http://www.myfico.com/CreditEducation.

Tait Lifto, Senior Loan Officer, 214.460.8277 Cell, Tait@MortgageMustang.com, AIM: taitlifto
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