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www.mortgagemustang.com |
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Typically, you'll see published rates that look great from other
mortgage companies. I want you to know, though, that these are rates for one
specific credit group and particular programs. Even though it sounds like a
cliche, I must tell you that there are hundreds of possible programs and rate
matches, so your particular rate depends on your particular needs and credit. I
could legitimately put 5.25% in big bold
letters and then add small print that shows only for specific people just to get
you to call me - but that's not how I operate. I want to tell you UP FRONT that
you are unique and your program will be tailored to you - but I will tell you
your program will be fair and competitive. And, because I understand the
mortgage business, if you do have a competitor quote, I can show you where they
may be charging hidden or behind the scenes charges to get you a rate that
appears to be great.
Credit scores explained a bit - charts from Fair, Isaacs. As you see below, scores range a great deal. There is a direct correlation to low credit scores and delinquency on payments for credit. So, the lower your FICO score, the greater risk you are to lenders. (National Credit Consulting can help repair your credit if you need it as well - call 972.897.6700. Ask for Sharae and tell her that Tait sent you. She'll take good care of you!).
To get a lot more education on FICO scores, go to the official FICO website Credit Education center at http://www.myfico.com/CreditEducation. Tait Lifto,
Senior Loan Officer, 214.460.8277 Cell,
Tait@MortgageMustang.com,
AIM: taitlifto |